Top 100 Quotes About Loans
#1. Subsidies and mandates are just two of the privileges that government can bestow on politically connected friends. Others include grants, loans, tax credits, favorable regulations, bailouts, loan guarantees, targeted tax breaks and no-bid contracts.
Charles Koch
#2. Black-on black crime' is jargon, violence on language, which vanishes the men who engineered the covenants, who fixed the loans, who planned the projects, who built the streets and sold red ink by the barrel.
Ta-Nehisi Coates
#3. This is deeply disturbing. Congress provided loans to help businesses hurt by the Sept. 11 attacks, not to be used as an accounting gimmick to cover up this administration's failure to provide for small businesses.
John F. Kerry
#4. Homeowners refinance their loans when interest rates go down. Businesses refinance their loans.
Elizabeth Warren
#5. At the heart of banking is a suicidal strategy. Banks take money from the public or each other on call, skim it for their own reward and then lock the rest up in volatile, insecure and illiquid loans that at times they cannot redeem without public aid.
James Buchan
#6. Bank of America is to sweetheart loans and Democratic Party payoffs as Paula Deen is to sugar and bacon grease.
Michelle Malkin
#7. Sometimes it's not about making a ton of money in one night, just to spend the rest of your life waiting on the next payday. You will fare better investing time, planning, strategic thinking in order to secure a stable, fruitful future.
Carlos Wallace
#8. I've never been a fan of loans between relatives or friends. They can divide relationships.
Jean Chatzky
#9. Unlike other loans, a reverse mortgage doesn't have to be repaid until the borrower moves out of the home or passes away.
Jean Chatzky
#10. As the United States has become an older nation, reverse mortgages have grown into a $20-billion-a-year industry, with elderly homeowners taking out more than 132,000 such loans in 2007, an increase of more than 270 percent from two years earlier.
Charles Duhigg
#11. As we drive down the freeways, we see the new cars, but not the massive new-car loans that enslave their drivers to the banks.
Gerry Spence
#12. Banks get in trouble for one reason: They make bad loans.
Carl Webb
#13. The best way for the Government to maintain its credit is to pay as it goes-not by resorting to loans, but by keeping out of debt-through an adequate income secured by a system of taxation, external or internal, or both.
William McKinley
#14. If all bank loans were paid, there would not be a dollar of coin or currency in circulation. Someone has to borrow every dollar we have in circulation. We are absolutely without a permanent money system.
Robert W. Hemphill
#15. I sincerely believe that banking establishments are more dangerous than standing armies, and that the principle of spending money to be paid by posterity, under the name of funding, is but swindling futurity on a large scale.
Thomas Jefferson
#16. The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and difficult to get a FHA loan, loans from private mortgage lenders will become more attractive and their market share will grow.
Mark Zandi
#17. And I think it's that time. And I think if you just step aside and Mr. Romney can kind of take over. You can maybe still use a plane. Though maybe a smaller one. Not that big gas guzzler you are going around to colleges and talking about student loans and stuff like that.
Clint Eastwood
#18. I worked for twenty-some years with no capital, so I never had any liquidity. Managing my loans alone wouldn't do it, and working hard twenty-four hours a day seven days a week alone wouldn't do it. You have to be properly capitalized.
Bob McNair
#19. Today, banking assets (that is, loans) in the world's major economies are equivalent to around 150 per cent of those countries' combined GDP.
Niall Ferguson
#20. The aim of promoting low down payments is to push prices back up so that fewer houses are going to be in negative equity and fewer people are going to walk away from the mortgages. That will save the from taking a loss on their junk mortgage loans.
Michael Hudson
#21. Where micro-finance focuses on small loans to individual, low-income women, think of Acumen Fund more like a venture capital fund.
Jacqueline Novogratz
#22. Every youth movement presents itself as a loan to the future, and tries to call in its lien in advance, but when there is no future all loans are canceled.
Greil Marcus
#23. There's a reason that there are oodles of young Aussies, Germans, Japanese, even Chinese backpackers traipsing around the world. They are unencumbered by debilitating student loans. No such luck for the American Theater Arts major with $120,000 in loans.
J. Maarten Troost
#24. Ending up-front fees should make it far easier for all students to go to university as they will no longer have to pay up to /1,125 out of their loans at the start of each year. Student loans will also rise to meet average living costs.
Anne Campbell
#25. If banks anticipate government will come to the rescue should the credit market go badly awry, they may make loans that would otherwise be imprudent, e.g. subprime loans with little prospect of repayment.
Eric Maskin
#26. Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.
Suze Orman
#27. In the simplest sense, the key to the performance of any traditional commercial bank ... is the profitability of the loans it makes.
Robert G. Wilmers
#28. African leaders should not turn the continent into a giant collector of donations and loans from wealthy nations - they must find other plausible means to help established their economic security so as to minimize poverty. This incoherent blunder on the mainland must be scrutinized.
Duop Chak Wuol
#29. Growth at an exceptional rate is a red flag in banking. It is hard enough to manage an ordinary bank; to control a sprouting weed is well-nigh impossible. If loans are expanding too quickly, the lending officers have probably been saying 'yes' too frequently.
James Grant
#30. Banks will have to win the confidence of their customers through fair dealing, making good loans, and remaining financially healthy.
Ben Bernanke
#31. Like many other banks and finance companies, Green Tree used a process called securitization to resell its home loans to outside investors. Green Tree grouped thousands of these small loans into a pool worth hundreds of millions of dollars.
Alex Berenson
#32. It's true that monetary policy was too lax for too long, and the government encouraged lending to people who were unlikely to repay their loans.
Paul Singer
#33. Because the fees associated with a reverse mortgage are high, such loans make sense only for borrowers who expect to live in their home for a number of years.
Charles Duhigg
#34. Increasingly, the real estate developers can't get bank loans for their project financing in China. They're now going into the Hong Kong market to raise money in the bond market at very, very high rates, as high as 15, 20 percent.
James Chanos
#35. The Federal Reserve needs to provide small businesses in America with the same low-interest loans it gave to foreign banks.
Bernie Sanders
#36. Americans are gathering the courage to just say no. We are saying no to addictive consumer lifestyles. We are saying no to wars and corporate takeover and the IMF loans that gobble up people and their resources.
Cynthia McKinney
#37. Increasing access to federal student loans has been a bipartisan effort in Washington, one that I have supported. But it has created what many experts believe is a bubble in higher education, not unlike the housing bubble that preceded the financial crisis.
Marco Rubio
#38. Normally, banks record profits on loans only as they are repaid, whether they securitize the loans or hold them on their books.
Alex Berenson
#39. The invention of the micro-loan was a big surprise to me. Who would have guessed loans of less than $20 made to poor people in undeveloped countries could create thriving local economies? And, even more surprisingly, that they more reliably pay off their debts than the wealthy of the world.
Joel A. Barker
#40. Taking Big Bird away from our five year olds, lunch money away from our ten year olds, job training programs away from our fifteen year olds, and college loans away from our twenty year olds is a disgrace.
John Murray
#41. Gratitude is like credit; it is the backbone of our relations; frequently we pay our debts not because equity demands that we should, but to facilitate future loans.
Francois De La Rochefoucauld
#42. To find what you seek in the road of life,
the best proverb of all is that which says:
Leave no stone unturned.
Edward Bulwer-Lytton
#43. By late 2008, one out of every five mortgage holders owed more than their homes were worth. The banks called in the loans, and the foreclosure notices piled up.
Elizabeth Warren
#44. Mercy to the needy is a loan to Got), and Got) pays back those loans in full.
Eugene H. Peterson
#45. The God who loans you life sees your every move, hears each word you speak, and knows your every thought. And this is a good thing. You are seen by God. Noticed. Known.
Francis Chan
#46. Banks were once places to hold money and were very careful in lending to finance families as they built a future - bought homes, bought cars, took out student loans.
Elizabeth Warren
#47. By making college unaffordable and student loans unbearable, we risk deterring our best and brightest from pursuing higher education and securing a good-paying job.
Mark Pocan
#48. One of the biggest hurdles in the path of entrepreneurship is home loans!
Vishwas Mudagal
#49. Faith is like a pickpocket who loans a person his own money on generous terms.
Sam Harris
#50. Indeed, the FHA was born out of the Great Depression, which was also caused in significant part by a foreclosure crisis. Mortgages in the early 1930s were mostly three- to five-year 'bullet' loans, which did not amortize and were due in full at maturity.
Mark Zandi
#51. What Wall Street and credit card companies are doing is really not much different from what gangsters and loan sharks do who make predatory loans. While the bankers wear three-piece suits and don't break the knee caps of those who can't pay back, they still are destroying people's lives.
Bernie Sanders
#52. Small loans can transform lives, especially the lives of women and children. The poor can become empowered instead of disenfranchised. Homes can be built, jobs can be created, businesses can be launched, and individuals can feel a sense of worth again.
Natalie Portman
#53. Every sensible banker understands that Greece should not have received any more money: a bankrupt state that can never be expected to repay loans is not a good debtor.
Yanis Varoufakis
#54. There is nothing conservative about bailing out Wall Street. Likewise, there is nothing progressive about billion dollar loans to millionaires to build solar panels.
Rand Paul
#55. The people who are taking these loans because it's the only way they can afford their house are exposing themselves to a lot of risk. They're not saving money and they're not building equity, which means they could find themselves in a scenario where they owe more money than their house is worth.
Ric Edelman
#56. I have fought to protect those benefits that ensure better salaries for teachers across the Nation such as grants to pay off student loans and funding for Teach for America. Still, we must all do more to show our continued appreciation for our Nation's leading role models.
Solomon Ortiz
#57. There are three types of student: The golden student pays and loans, the silver student pays but does not learn, the bronze student learns but does not pay.
J.C. McKeown
#58. Bankruptcy laws allow companies to smoothly reorganize, but not college graduates burdened by student loans.
Robert Reich
#59. The vast majority of debt that Anglo maintains is owed is strenuously disputed. However, I cannot now pay those loans which are due, following Anglo taking control of the Quinn Group of companies, which I and a loyal team spent a lifetime building.
Sean Quinn
#60. If I'm a bank, and I'm making risky loans, I have an incentive, if I can, to make those loans using other people's money: in other words, to make highly leveraged loans.
Eric Maskin
#61. His kid brother had been smart enough to make something of himself in the big world; Ollie himself might have been smart enough to stay ahead of the bank loans and the credit cards, but not much more.
Stephen King
#62. that the countries that attack America for being too money-oriented are always the first to beg us for loans." It was the subject on which she and
Sidney Sheldon
#63. What people do is they pay the small loans first. Why? Because they enjoy making the number of loans smaller. But of course it is a very ineffective way to pay debt down.
Dan Ariely
#64. Restraining, saving, assuring your checkbook balance ... what does all taht amount to? If I go broke one day I'll just take out loans
Novala Takemoto
#65. However, this President sees no problem eliminating funding for Perkins Loans in his budget, even though the cost of tuition is rising and will continue to rise as the administration's policies force inflation.
Tim Bishop
#66. Borrow money only for an education that will yield enough of a return in the job market to allow you to pay your loans back.
Kevin Carey
#67. So the worker works part of the day for their wages, part of the day to pay for equipment, loans, raw materials and part of the day to create the profit. So the worker works part of the day for free, creating the profit not for himself or herself but for the capitalist. And
Douglas Bell
#68. When you finish college, you don't suddenly have thousands of dollars a year to spend elsewhere-in fact, you have to find a way to pay back your loans.
Maya MacGuineas
#69. He didn't worry about how screwed-up the market for some security became because he knew that eventually it would be disciplined by logic: Businesses either thrived or failed. Loans either were paid off or were defaulted upon.
Michael Lewis
#71. For-profit higher education is today a booming industry, feeding on the student loans handed out to the desperate.
Thomas Frank
#72. The lack of available credit and loans is having a severe impact on small businesses in particular, but also their suppliers and the bigger companies too.
Lucy Powell
#73. For too many years, politicians in Washington have been eager to pledge more hard-earned taxpayer dollars to help deal with the student debt load. But this doesn't sit right with the many Americans who take pride in making fiscally responsible choices and paying off their loans on time.
John Kline
#74. The problem in a lot of low-income countries is that people take out loans to go and get degrees, which are then irrelevant in the job market.
Leila Janah
#75. Normally, if someone goes bankrupt, you wipe out the debt and get a fresh start. But that's not permitted with student loans. So the effect is to impoverish many graduates with very high debts.
Michael Hudson
#76. Game of Thrones? No. Game of loans. I'm going to loan my foot to your ass."
- Taliyah, the Cold Hearted
Gena Showalter
#77. And we can see the positive impacts right here at Solyndra. Less than a year ago, we were standing on what was an empty lot. But through the Recovery Act, this company received a loan to expand its operations. This new factory is the result of those loans.
Barack Obama
#78. Since loans are getting more expensive and there's less money available, we're seeing a commensurate decline in growth. Higher costs and lower growth, in turn, translate into lower profits. Figuratively speaking, in the future, we won't be able to run as far or jump as high as we used to.
Paul Achleitner
#79. Black people were viewed as a contagion. Redlining went beyond FHA-backed loans and spread to the entire mortgage industry, which was already rife with racism, excluding black people from most legitimate means of obtaining a mortgage.
Anonymous
#80. The People's Republic of China has not yet reached the military might of the Soviet Empire. It requires a little more time and a little more infusion of Western aid, loans, technology and the hard currency of our tourists.
Barbara Amiel
#81. Commercial banks are very good for certain businesses, like loans and guarding other people's money. They're not great investors or entrepreneurs.
John Gutfreund
#82. Applications for loans would be judged on a nation's social justice record as well as its economic efficiency.
Lewis Thompson Preston
#83. With stagnant wages and booming consumption, the cash-strapped American masses had a virtually unlimited demand for loans but an uncertain ability to repay them.
Michael Lewis
#84. The nation's largest savings and loan, Washington Mutual, has become the biggest bank failure in history. See, the problem with the savings and loans? Not enough savings, too many stupid loans, okay In fact, they changed their name from WaMu to 'screw you.'
Jay Leno
#85. Mr. Obama seeks to federalize large portions of education, beginning with his attempt to nationalize college student loans.
Monica Crowley
#86. The Obama Administration has embraced the policies of George W. Bush, and then gone much further. Wall Street bailouts went ballistic under Obama-$700 billion under Bush, but $4.5 trillion under Obama, plus another $16 trillion in zero-interest loans for Wall Street.
Jill Stein
#87. There's more student debt than credit card debt! Everywhere I go, I run into young people trying to build careers while they keep shelling out money on their education loans. If the economy is looking for a new generation of home-buyers, I can't imagine they'll get it from these folks.
Gail Collins
#88. I learned how to lend money by cleaning up the messes of others who had made loans before me.
John Stumpf
#89. In one month, the Small Business Administration does $1 billion of loans and guarantees for businesses; many of those are women-owned businesses.
Sylvia Mathews Burwell
#90. I'll release my tax returns when Barack Obama releases his college transcripts and the copy of his admission records to show whether he got any loans as a foreign student. When he releases that, talk to me about my tax returns.
Mike Huckabee
#91. As my father used to say: There are two sure ways to lose a friend, one is to borrow, the other to lend.
Patrick Rothfuss
#92. Eventually, in the 1780s, Louis XVI, who had ascended to the throne on his grandfather's death, realised that half his annual budget was tied to servicing the interest on his loans, and that he was heading towards bankruptcy.
Yuval Noah Harari
#93. Every regulatory speech on derivatives takes a bow to their hedging 'benefits.' Less publicly, regulators pay their respects to derivative profits, a blessed relief from the banks' troubled loans to less-developed countries, highly leveraged companies, and real estate swingers.
Carol Loomis
#94. Deflation can be particularly dangerous when a financial system is shaky, with household and corporate balance sheets in poor shape and banks undercapitalized and heavily burdened with bad loans.
Ben Bernanke
#95. America has been very open to immigrants in terms of laws, getting loans - it has been helping immigrants more than it's been helping African Americans in starting a small business. That's key, whether you're starting a restaurant or a laundromat.
Marcus Samuelsson
#96. Keep your head down, fella. Do your job. Sell the product, write the contracts, negotiate the loans, attend the closings, bank your share and fatten the Keogh accordingly.
John D. MacDonald
#97. Andy says, I don't understand how they can give loans to people who want to spend two weeks lying on the sand at the goddam Jersey shore and then turn down a woman with three kids hanging on by her fingernails.
Frank McCourt
#98. As befits Silicon Valley, 'big data' is mostly big hype, but there is one possibility with genuine potential: that it might one day bring loans - and credit histories - to millions of people who currently lack access to them.
Evgeny Morozov
#99. China's idea of fair trade is government subsidies of its textile and apparel exports to the United States, currency manipulation, and forgiveness of loans by its government banks.
Virginia Foxx
#100. If Federal Reserve loans are subsidies, it doesn't show up in the federal budget.
Elizabeth Warren
