Suze Orman Quotes

#1. Owning a home is a keystone of wealth - both financial affluence and emotional security.

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#2. The world does not need another credit card.

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#3. I have a million dollars in the stock market, because if I lose a million dollars, I don't personally care.

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#4. You will never be powerful in life until you are powerful over your own money. How you think about it, how you feel about it and how you invest it.

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#5. Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn't as hard as you might think.

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#6. Rather than saying, 'My checking account is a wreck,' change it to 'I will learn how to track my spending and balance my checkbook.'

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#7. Financial advice needs to change according to what is happening in the economy.

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#8. You need face time, not computer time. When you're in a tough job market, it's the personal touch that gets you the job.

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#9. You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.

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#10. I get mad when people give me presents. I don't want them, I don't need them.

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#11. Whenever you're confronted with a tough work situation, stop for a second and try to honestly answer this question:
Am I approaching this emotionally or am I approaching this professionally?

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#12. There's nothing wrong with saying, "I want to have more," "I want to be more," "I did this for money."

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#13. If you're financially responsible, your children have a much better chance to grow up financially responsible.

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#14. Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.

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#15. You must remember the value that you add to others and not just what others have added to you. That's how we build self-worth, which, in my opinion, is just as important as net worth.

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#16. The mind gives us thousands of ways to say no, but there's only one way to say yes, and that's from the heart.

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#17. Abundance is in crucial ways a state of mind.

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#18. Prenups are so unromantic - a sign of distrust, not love. Time for a reality check, my friends. First, drawing up a prenuptial agreement together is a sign of incredible trust and financial openness - you're fooling yourself if you think you can achieve complete intimacy without it.

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#19. Each cent you apply toward diminishing your debt replenishes you.

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#20. Everybody in America started to define themselves by all these things they had around them. And all of a sudden it came tumbling down. So the old American dream has died, and that is a good thing.

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#21. True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable possession you can share.

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#22. When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom

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#23. I've learned from her [ Oprah Winfrey] really how to stand in one's truth, how if you just simply are who you are, you know, you're heavy, you're thin, you're happy, you're sad - if you just speak your truth as it comes into your mind, then that's what people relate to.

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#24. I get more inspired by seeing everyday people succeed against the odds than anything else in life.

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#25. No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.

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#26. Here's what's interesting about women. When it comes to their babies, when it comes to their children, they become these financial warriors like I have never seen before. They will not turn their back on the battlefield.

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#27. Once you stop looking for a job, you are no longer considered part of the unemployment number.

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#28. Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.

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#29. I'm in a relationship with life. My life is just out there. I'm on the road every day. I love my life.

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#30. When you've been battered down and battered down and battered down, your spirit gets broken.

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#31. If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or withdraw the 50 percent match. If you take it out, you have to pay taxes on it, but you still come out ahead.

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#32. Not everything is about money.

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#33. The middle class has disappeared. We have a highway to poverty and no roads coming out.

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#34. Raise your auto and home deductibles to $1,000 or more, and your premium cost falls at least 10 percent.

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#35. Bad debt is sacrificing your future day needs for your present day desires.

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#36. Time is key to building your financial security.

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#37. I wanted to give people the ability once again to realize that they can still dream, but it has to be a new American dream that's based in honesty, integrity, and security - a dream that allows you to sleep at night, a dream that is attainable and allows you to stand in your truth.

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#38. Money will respond to you just like people do.

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#39. Just because one of you earns the paycheck doesn't mean that person should lord over how the money is handled.

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#40. Men and women both have an equal capacity to make money, but they want money for different reasons. Men want money for power and women want it for comfort, and usually not their own comfort, but the comfort of others in their lives.

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#41. I'd rather make 50 percent of something than 100 percent of nothing.

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#42. Live below your means but within your needs.

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#43. It's impossible to map out a route to your destination if you don't know where you're starting from.

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#44. Pay off your mortgage before retirement, and that's one less bill you'll have to worry about when you're on a fixed income.

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#45. When you can be happy in your sadness as you are in your happiness. Then you know the key to life.

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#46. Happiness is not a luxury. It is a necessity. When we are happy, we are in the best possible place to be good to ourselves and those we love.

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#47. Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writing for. What is your intent? What do you want the reader to get out of it? What do you want to get out of it. It's also about making a serious time commitment and getting the project done.

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#48. Nothing's greater in life to see somebody who doesn't have start to value who they are and, as soon as they feel valued, they can change this world too.

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#49. Stop buying things you don't need, to impress people you don't even like.

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#50. If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. You also become eligible to take out a reverse mortgage once you turn 62.

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#51. Here's my gift-giving rule: Respect your current financial situation.

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#52. So many financial dreams are thwarted by the failure to act upon good intentions.

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#53. I think Oprah's [winfrey] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen right before your very eyes.

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#54. The happiest moment of my life happens once a day.

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#55. It's easy to underestimate the real cost of home ownership.

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#56. Ignore the annual percentage rate when shopping for a mortgage.

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#57. Once your kids are grown and you know that you're completely healthy, consider canceling your life insurance policy.

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#58. I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded.

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#59. What happens to your money directly affects the quality of your life
not your stockbroker's life or your banker's life, but YOUR life.

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#60. Choosing wealth as a goal requires facing everything about your money bravely, honestly, with courage
which is a very, very hard thing for most of us to do.

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#61. I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months.

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#62. If you make any trades during the year, keep a record of each transaction for at least three years.

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#63. Make yourself worthy of money and money will make itself worthy of you.

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#64. If there is anyone dependent on your income - parents, children, relatives - you need life insurance.

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#65. Although money alone won't make us happy, the lack of money surely will make us miserable.

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#66. Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless.

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#67. The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem.

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#68. What I've learned is that the audience is constantly rotating. Just because it feels like I've said it, there are millions and millions of people that have still never heard of it.

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#69. I'm probably the only bestselling author you know who's written more books than she's read.

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#70. I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score.

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#71. You have got to be the masters of your own financial future.

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#72. It's only when we give to ourselves as passionately as we give of ourselves that we create the life we want and deserve.

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#73. A wise woman knows how to summon her courage and do what is right, rather than what is easy.

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#74. Money is a living entity, and it responds to energy exactly the same way you do. It is drawn to those who welcome it, those who respect it. Wouldn't you rather be with people who respect you and who don't want you to be something you're not? Your money feels the same way.

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#75. I simply want you to give to yourself as much as you give of yourself. By taking care of yourself financially, you will truly be able to take care of those you love.

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#76. A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.

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#77. The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance.

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#78. When someone chooses to value herself over the things she can buy, true transformation begins.

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#79. Absolutely pay off your credit card debt, because a child can always get a loan to go to school, possibly a scholarship, a grant.

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#80. It may take you months or even a few years to build up an adequate emergency savings fund. That's okay.

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#81. Private student loans should be avoided at all costs.

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#82. I always knew that I would have to make it on my own somehow.

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#83. Give a portion of your money to others. By releasing an anxious grasp on your money, you will open yourself to receive all that is meant to be yours.

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#84. Messages about money are passed down from generation to generation, worn and chipped like the family dishes.

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#85. We women know how to take care of everybody so well. But the one person we have written out of the equation is us.

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#86. I get more emails and calls when it comes to money than probably any other single person on television when it comes to money.

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#87. But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you can discharge it in bankruptcy. What are they going do to you? If you're in a financial position to just methodically pay off both credit card and student loans, pay them all.

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#88. We need to give people more of an incentive to work, to save, to invest, to create a true future for themselves.

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#89. How you end something as profound and important as a marriage is a reflection of how you live your life
financially, emotionally, and spiritually.

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#90. A wise woman recognizes when her life is out of balance and summons the courage to act to correct it, she knows the meaning of true generosity, happiness is the reward for a life lived in harmony, with a courage and grace.

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#91. With success comes unhelpful criticism - ignore it.

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#92. I am a financial planner, not a psychiatrist, but I do know that your net worth will rise to meet your self-worth only if your self-worth rises to accept what can be yours.

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#93. Every financial worry you want to banish and financial dream you want to achieve comes from taking tiny steps today that put you on a path toward your goals.

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#94. The truth will always lead you to a better place and a bigger place. And every single setback, every single one, has led me - not in my time, but in the time that it was meant to happen - to a place that I never in a million years could have imagined that I could go or become.

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#95. The less you have to think about how to spend every dollar, the more likely you are to spend wisely.

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#96. Success is not how many zeroes your bank account has. It's about making the most of the life you have.

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#97. Cleanliness is a state of purity, clarity, and precision

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#98. When you lose something in your life, stop thinking it's a loss for you ... it is a gift you have been given so you can get on the right path to where you are meant to go, not to where you think you should have gone.

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#99. True generosity must benefit both parties. No woman can control her destiny if she doesn't give to herself as much as she gives of herself.

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#100. When you are grateful - when you can see what you have - you unlock blessings to flow in your life.

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