Top 49 Quotes About Lenders
#1. Nine of 10 whites in Chicago borrow from top-drawer banks and mortgage companies, which the industry calls prime lenders. They lend to people with A credit ratings, making loans at competitive rates.
Bill Dedman
#2. These settlements [Justice Department with lenders] include requirements that banks lend to minorities at below-market rates and, in effect, dish out cash to politically favored 'community groups.' It's a good bet that many of these loans will eventually go bad.
Mary Kissel
#3. The U.S. dollar is in terminal decline. America is tragically bankrupt, unable to pay its lenders without printing the dollars to do so, and enmeshed in an economic depression. The clock is ticking until the dollar faces a crisis of confidence like every other bubble before it.
Peter Schiff
#4. No other facet of American business is more corrupt, more intoxicated with illegality, more weakly regulated, and has a greater impact on poor and working people than debt collectors; not credit card companies or subprime mortgages, not even payday lenders.
Gary Weiss
#5. You can refi your car loan just like you can refi your mortgage. It's even easier and less expensive. There's no appraisal process, and fees are minimal for a new car title. A couple of caveats: Most lenders require that the car be less than five years old and have a minimum loan balance of $7,500.
Jean Chatzky
#7. The Pentagon got fed up with its recruits getting ripped off by payday lenders and in 2007 got Congress to make it illegal to extend such loans to members of the military. But civilians remain fair game.
Timothy Noah
#8. Companies typically borrow money at less than their return on equity and therefore compound their return at the expense of lenders.
Bill Gross
#9. When does money run out of time? The countdown begins when investable assets pose too much risk for too little return; when lenders desert credit markets for other alternatives such as cash or real assets.
Bill Gross
#10. Fannie Mae and Freddie Mac buy mortgages from banks and other lenders, providing those financial institutions with capital to make new loans.
Charles Duhigg
#11. If the banks become unreliable lenders, apartment prices will drop dramatically.
Harry Triguboff
#12. Improvements in lending practices driven by information technology have enabled lenders to reach out to households with previously unrecognized borrowing capacities.
Alan Greenspan
#13. Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy heads south, they abandon you faster than Usain Bolt runs the 100 meters.
Suze Orman
#14. The president's attempted diktat takes money from bondholders and gives it a labor union that delivers money and votes for him ... Shaking down lenders for the benefit of political donors is recycled corruption and the abuse of power.
Cliff Asness
#15. The borrowers will always be willing to take a great deal for themselves. It's up to the lenders to show restraint, and when they lose it, watch out.
Michael Burry
#16. Stronger regulation and supervision aimed at problems with underwriting practices and lenders' risk management would have been a more effective and surgical approach to constraining the housing bubble than a general increase in interest rates.
Ben Bernanke
#17. Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable income? What is the borrower's credit score?
Mark Zandi
#18. For too long, Americans have fallen victim to financial abuses at the hands of predatory lenders that operate in the shadows.
Kay Hagan
#19. A government offering such bounty to builders and lenders could have required compliance with a nondiscrimination policy. Instead, the FHA adopted a racial policy that could well have been culled from the Nuremberg laws.
Charles Abrams
#20. Private fortunes, in the present state of our circulation, are at the mercy of those self-created money lenders, and are prostrated by the floods of nominal money with which their avarice deluges us.
Thomas Jefferson
#22. First of all, these lenders are not babies. These are total killers. These are not the nice, sweet little people you think. You're living in a world of make-believe.
Donald Trump
#23. Lenders make their choices with clear preferences: "Africans first, women first, and agriculture first" (Flannery,
Anke Schwittay
#24. With the right sources of funding and some smart, strategic thinking about how to force non-banks to follow the same rules as other lenders, the entire landscape of consumer lending would change.
Elizabeth Warren
#25. They could call Jesus a terrorist too. I mean, he was pretty tough on money lenders a time or two.
Ramsey Clark
#26. When people feel like, 'Lenders weren't fair with me; I don't have any responsibility to be fair with them.' If we go far enough down that line, much of the fabric of our economy starts to unravel.
Elizabeth Warren
#27. Substantive and procedural law benefits and protects landlords over tenants, creditors over debtors, lenders over borrowers, and the poor are seldom among the favored parties.
John Turner
#28. A short squeeze could happen with the U.S. dollar if lenders suddenly forced debtors to pay in cash.
Robert Kiyosaki
#29. The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and difficult to get a FHA loan, loans from private mortgage lenders will become more attractive and their market share will grow.
Mark Zandi
#30. In Chicago and across the country, whites looking to achieve the American dream could rely on a legitimate credit system backed by the government. Blacks were herded into the sights of unscrupulous lenders who took them for money and for sport.
Ta-Nehisi Coates
#31. Lenders to trade their long-term income streams for short-term cash. Say
Matt Taibbi
#32. American consumers might benefit if lenders provided greater mortgage product alternatives to the traditional fixed-rate mortgage.
Alan Greenspan
#33. Capitalist systems function less well without state protection of investors, lenders, and companies against monopoly, deception, and fraud.
Edmund Phelps
#34. We are very much engaged across the government, very much engaged in streamlining and simplifying our activities with borrowers and lenders, because that saves time and saves costs and we believe we can do that while maintaining the same or increased levels of oversight and risk management.
Karen Mills
#35. One of the issues with some of these lenders is going to be, where will their provider of credit be when there's a crisis? That's why some of these smarter services, to support their operations, are courting more permanent capital. They want a source of longer-term funding that can survive a crisis.
Jamie Dimon
#36. Most Americans have no real understanding of the operation of the international money lenders. The accounts of the Federal Reserve System have never been audited. It operates outside the control of Congress and manipulates the credit of the United States
Barry M. Goldwater
#37. When the government runs out of lenders, it can do something that households are forbidden to do: print money.
P. J. O'Rourke
#38. By the time most people file for bankruptcy, their credit is already trashed, they have a high debt-to-income ratio - a key indicator lenders look at - and they've likely defaulted on more than a few accounts.
Jean Chatzky
#39. It is not the responsibility of the Federal Bank - nor would it be appropriate - to protect lenders and investors from the consequences of their decisions
Ben Bernanke
#40. States used to protect consumers from predatory lenders, but strong state usury laws were obliterated by a 1978 U.S. Supreme Court decision.
Bernie Sanders
#41. Lenders, including major credit companies as well as payday lenders, have taken over the traditional role of the street-corner loan shark, charging the poor insanely high rates of interest.
Barbara Ehrenreich
#42. I would question any fee. Let them know you're comparison shopping among several lenders.
David Douglas Duncan
#43. When individuals are exchanging present goods against future goods they do not take account in their valuations of Variations in the objective exchange-value of money. Lenders and borrowers are not in the habit of allowing for possible future fluctuations in the objective exchange-value of money.
Ludwig Von Mises
#44. Obey thy parents, keep thy word justly; swear not; commit not with man's sworn spouse; set not thy sweet heart on proud array. * * * Keep thy foot out of brothels, thy pen from lenders' books.
William Shakespeare
#45. The secret of high finance ... if you really need a loan, you won't qualify. And if you don't need a loan, all the lenders will line up to give you money.
Joanne Fluke
#46. The "evils of faction" theme recurs throughout our history, from the writings of the "muckrakers" at the turn of the twentieth century to the Democratic presidential primary campaigns of 2008 with talk of Halliburton's contracts in Iraq and the shady practices of sub-prime mortgage lenders.
Edward S. Greenberg
#47. It is better to be a lender than a spender.
Jim Rohn
#48. It is assumed that when anyone gets into debt, the fault is entirely and always the fault of the lender.
Bernard Levin
#49. Debt is always repaid, either by the borrower or by the lender.
James Grant
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