Quotes About Interest Rates

#1. Homeowners refinance their loans when interest rates go down. Businesses refinance their loans.

Elizabeth Warren

#2. The Government has to stop borrowing as much money; if we don't, quite frankly New Zealand will be downgraded and interest rates will go up for all New Zealanders.

John Key

#3. Our approach is to reject the old vicious circle of the '80s-rising debt, higher long-term interest rates, higher debt repayment costs, lower growth, higher unemployment, then enforced cuts in public spending. That was the old boom and bust.

Gordon Brown

#4. You know what higher interest rates mean. To you it means a higher mortgage payment, a higher car payment, a higher credit card payment. To our economy it means businesspeople will not borrow as much money, invest as much money, create as many new jobs, create as much wealth, raise as many raises.

William J. Clinton

#5. When interest rates are low we have conditions for asset bubbles to develop, and they are developing at the moment. The ultimate asset bubble is gold.

George Soros

#6. It's sort of like a teeter-totter; when interest rates go down, prices go up.

Bill Gross

#7. Lower interest rates are usually considered good for stocks because they lower the cost of borrowing and make bonds a less attractive alternative investment.

Alex Berenson

#8. Think today's interest rates are high? The Pilgrims borrowed $7000 from a London company of 70 investors in 1620, and devoted the next 23 years to repaying it at 43 percent.

L. M. Boyd

#9. At some point the Japanese, Chinese and Saudi buyers of US and European Government bonds will see just what miserable value they offer. Then governments may have to stop all the runaway spending and bailouts and even put up interest rates.

Luke Johnson

#10. The government can indefinitely control both short-term and long-term interest rates.

Seth Klarman

#11. The supply-side effect of a restrictive monetary policy is likely to be perverse, in that high interest rates enter into costs and thus exert inflationary pressure.

William Vickrey

#12. Monetary policy has less room to maneuver when interest rates are close to zero, while expansionary fiscal policy is likely both more effective and less costly in terms of increased debt burden when interest rates are pinned at low levels.

Ben Bernanke

#13. The investor should be aware that even though safety of its principal and interest may be unquestioned, a long term bond could vary widely in market price in response to changes in interest rates.

Benjamin Graham

#14. The big question is: When will the term structure of interest rates change? That's the question to be worried about.

Ray Dalio

#15. We have one of the highest interest rates in the world, and we owe more money per capita than any other country. All we need is a nail hole in the bottom of the boat and we're sunk.

Pauline Hanson

#16. When people retire, their income drops much more sharply than their consumption. As a result, they stop saving and start drawing down the assets they've acquired during their high-saving years. That could start to put upward pressure on interest rates and downward pressure on stock prices.

Greg Ip

#17. At the end of the day, it's not a normal condition to have interest rates at zero.

Lloyd Blankfein

#18. Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.

Suze Orman

#19. Currency peg can mean higher volatility in short-term interest rates, as the central bank seeks to keep the price of its money steady in terms of the peg. It can mean deflation, if the supply of the peg is constrained (as the supply of gold was relative to the demand for it in the 1870s and 1880s).

Niall Ferguson

#20. And so Fannie Mae produces very strong results for investors in - when interest rates are high and when interest rates are low, in recession and during booms.

Franklin Raines

#21. After the accession to the euro zone, interest rates declined substantially in Portugal.

Anibal Cavaco Silva

#22. I do not like debt and do not like to invest in companies that have too much debt, particularly long-term debt. With long-term debt, increases in interest rates can drastically affect company profits and make future cash flows less predictable.

Warren Buffett

#23. I would also certainly continue to keep loan repayment interest rates as low as possible. And I would spread the financial aid a little less thinly across all income brackets.

Charles Vest

#24. At times of recession, running a budget deficit is highly desirable. Once the economy begins to recover, you have to balance the budget. But it will also need additional revenues. Should the government not receive them, we will all get punished with higher interest rates.

George Soros

#25. The Fed's ability to raise and lower short-term interest rates is its primary control over the economy.

Alex Berenson

#26. Achieving price stability is not only important in itself, it is also central to attaining the Federal Reserve's other mandate objectives of maximum sustainable employment and moderate long-term interest rates.

Ben Bernanke

#27. The fact that global savers accommodate U.S. consumers by keeping U.S. interest rates lower than they otherwise would be and the dollar stronger than it otherwise would be is simply a manifestation of America's comparative advantage at supplying wealth storage facilities.

John H. Makin

#28. According to the Bank of England the economy is growing too fast so interest rates must rise to counter the supposed inflationary threat.

Harry Enfield

#29. If you happen to be the only one with negative interest rates, you also weaken your currency, which means you make your exports more competitive.

Mohamed El-Erian

#30. Well, you know, we've got a lot of stimulus in the economy already from the tax cut, from the lowered interest rates, and also from the refinancing of mortgages.

Franklin Raines

#31. Throwing Ronald Reagan out of office at the height of his popularity, with inflation and interest rates down, the economy moving and the country at peace, would have required God on the ticket and She was not available!

Geraldine Ferraro

#32. Sound economic fundamentals coupled with a number of positive factors have partially offset the psychological impact of rising interest rates in Hong Kong.

Li Ka-shing

#33. The Federal Reserve has the capacity to operate in domestic money markets to maintain interest rates at a level consistent with our economic goals

Ben Bernanke

#34. The theory is that if you take interest rates negative, people are going to say, "That's a silly game! I'm not going to lend my money to governments who want me to pay them. I am going to go into the stock market where I can get positive returns!"

Mohamed El-Erian

#35. Austerity, especially when it cannot be offset by a significant lowering of interest rates, brings with it increases in unemployment
particularly enduring unemployment
suppression of wages for the majority, and deepening income inequality.

Alex Himelfarb

#36. To finance deficits, the government must sell bonds to investors, competing for capital that could otherwise be used to invest in stocks or corporate bonds. Government borrowings raise long-term interest rates, stifling economic growth.

Alex Berenson

#37. The government must do all it can to help reduce interest rates for business.

Pauline Hanson

#38. Bet on black. Buy low-debt or no-debt companies. When the economy is in trouble, these companies usually have enough cash on hand to stay out of trouble. And they seldom need to borrow when interest rates are high.

Nancy Dunnan

#39. During the Asian financial crisis the United States and other Western countries demanded that the Asians take three steps
let bad banks fail, keep spending under control, and keep interest rates high. In it own crisis, the West did exactly the opposite on all three fronts.

Fareed Zakaria

#40. We do not have, nor have had, and never will have an opinion about where the stock market, interest rates, or business activity will be a year from now.

Warren Buffett

#41. Eurobonds are absolutely wrong. In order to bring about common interest rates, you need similar competitiveness levels, similar budget situations. You don't get them by collectivizing debts.

Angela Merkel

#42. If we want to contrast what we have done in the past few years on delivery with what the right hon. and learned Gentleman delivered, let us remember the interest rates at 10 per cent. to 15 per cent., the 1.5 million fewer people in work, the boom and the bust and the borrowing at 8 per cent.

Tony Blair

#43. With interest rates rising, gold doesn't pay an interest rate, but every other currency - it becomes not only less important to hold gold as an alternative, but more expensive to hold it as an insurance policy and so that will be a burden on the price of gold.

Lloyd Blankfein

#44. Greece will not manage to get back on its feet without restructuring its debt. There is no way around it. The country's creditors will have to reduce a portion of its debts by extending maturity dates, lowering interest rates or giving them what's called a 'haircut' in financial jargon.

Peer Steinbruck

#45. With currencies and interest rates far more volatile than the economic activity that they guide, the horizons of investment and commerce had to shrink proportionally with real economic knowledge.

George Gilder

#46. There have been times when the Federal Reserve has restricted the money supply and raised interest rates to gain an end, which had much better been left to another Government agency or the Congress to attain. The country could have had lower interest rates without sacrificing anything else.

Wright Patman

#47. Low interest rates and cheap credit also cause people to act foolishly or greedily ...

Fareed Zakaria

#48. If inflation-adjusted interest rates decline in a given country, its currency is likely to decline.

Ray Dalio

#49. The difficulty for Mr. Obama will be when the public sees where his decisions lead - higher inflation, higher interest rates, higher taxes, sluggish growth, and a jobless recovery.

Karl Rove

#50. With all this consumer debt, business debt, government debt, smaller movements in interest rates have a magnified effect. a small movement can tip the boat.

Bill Gross

#51. We do not attract Russian money to Luxembourg with high interest rates.

Jean-Claude Juncker

#52. If you are prepared for some risk, junk bonds pay about 5%, but they tend to get whacked when interest rates rise. Same with lower-yielding but higher-quality corporate bonds.

Kenneth Fisher

#53. Low interest rates are a big opportunity for investment. But the issue is that this money should go to the real economy, not the financial economy.

Carlos Slim

#54. The real challenge was to model all the interest rates simultaneously, so you could value something that depended not only on the three-month interest rate, but on other interest rates as well.

John Hull

#55. Despite Russia's move to raise interest rates this week, the value of the ruble has continued to crash. Russia's economy is so bad, Edward Snowden had to put government secrets on Craigslist.

Jimmy Fallon

#56. Business cycles lengthened greatly during the 20th century, as central banks learned to manage national economies by raising and lowering interest rates.

Alex Berenson

#57. Typically, interest rates are higher the longer the time you are prepared to deposit your funds.

John Toppin

#58. For some parents, having children meant full absolution from any future mistakes. My father wouldn't permit himself to be wrong. He shifted the blame of misplaced scissors, rising interest rates, and iceless ice cube trays all unto Riegel and me.

Amber Dermont

#59. The crisis and recession have led to very low interest rates, it is true, but these events have also destroyed jobs, hamstrung economic growth and led to sharp declines in the values of many homes and businesses.

Ben Bernanke

#60. We believe that the Federal Reserve has to carry on with a progressive increase in interest rates as a consequence of the American economy.

Rodrigo Rato

#61. Nobody can predict interest rates, the future direction of the economy or the stock market. Dismiss all such forecasts and concentrate on what's actually happening to the companies in which you've invested

Peter Lynch

#62. I want to build a studio in my backyard. The interest rates are low now, so who knows.

Paul Taylor

#63. Where countries have been able to carry through on their reform commitments
as in Korea, Thailand and the Philippines
results are starting to come in the form of lower interest rates, new investment and increased growth.

Lawrence Summers

#64. Students are suffering under incredibly high tuitions and high student loan interest rates. They graduate from school, and they're having a very difficult time finding a job. They don't feel as though there are honest leaders who are listening to them, and who will be a part of the solution.

Tulsi Gabbard

#65. The problem with interest rates are that you are not modeling a single number, you are modeling a whole term structure, so it is a sort of different type of problem.

John Hull

#66. I was in oil when oil was $8 a barrel and in construction when interest rates were 20 percent. I was looking for something everyone used and where you could build a customer base - and if it was successful, you could take it nationwide and even worldwide.

Kenny Troutt

#67. And so the danger for the housing industry is if we see interest rates rise.

Franklin Raines

#68. The Obama administration deserves credit for quickly ending the housing free fall. In particular, Obama empowered the Federal Housing Administration to ensure that households could find mortgages at low interest rates even during the worst phase of the financial panic.

Mark Zandi

#69. Former Senator Al D'Amato in 1991 offered an amendment to cap credit card interest rates at 14 percent.

Bernie Sanders

#70. Our Government is committed to pursuing policies and programs which facilitate a further lowering of the interest rates in order to fuel investment and growth. We call on the commercial banks to partner with us in this effort.

Said Musa

#71. The single biggest issue that I'm very sensitive to is inflation. I'm very concerned that this extended period where the interest rates were quite low and stimulated a lot of activity could breed inflation and create a problem for us.

Sam Zell

#72. I think the concern over rising interest rates is ahead of itself because I think inflationary fears themselves might be premature,

Sung Won Sohn

#73. It's one of the fundamental principles of the stock market: When interest rates go up, stocks go down. And along with financial companies and cyclicals, technology companies - with their sky-high price-to-earnings multiples - should be among the biggest losers in an environment of rising rates.

Alex Berenson

#74. Interest rates do not have to be identical across the whole euro area, but it is unacceptable if major differences arise from broken capital markets or concern about a euro area break-up.

Mario Draghi

#75. Public borrowing is costly these days, true, but interest rates on municipal bonds are still considerably lower than those borne by corporate debt.

Thomas Frank

#76. Should that worse scenario materialize, then most probably our propensity to increase interest rates will be weaker.

Marek Belka

#77. One component of the leading economic indicators is the yield curve. Bond investors keep a close eye on this, as it illustrates the spread or difference between long-term interest rates and short-term ones.

Kenneth Fisher

#78. It has been said that the Fed's job is to take the punch bowl away just as the party gets going, raising interest rates when the economy is growing too fast and inflation threatens.

Alex Berenson

#79. Let's get one thing straight: No one wants Stafford loan interest rates to increase.

John Kline

#80. Families rely on financial services more than ever, but those who need them most - who struggle to make ends meet - too often must contend with sky-high interest rates and tricks and traps buried in the fine print of their loan products.

Elizabeth Warren

#81. These factors include things like the unemployment rate, interest rates, the dollar's strength in the currency market, petroleum prices, and consumers' disposable income. Those

Marc Cosentino

#82. If you're making all your money simply betting on interest rates, that's not a business. Flow is a business. On the outside, they look the same for a while. But when you dig into them, no, they weren't exactly the same.

Jamie Dimon

#83. Interest rates are used to achieve overall economic stability.

Ben Bernanke

#84. It would be helpful if someone would lay out exactly the economic mechanism that gets us from yet lower interest rates to actual economic activity.

Jerry A. Webman

#85. John Howard, willing to apologise to home owners for rising interest rates, would not say sorry to Aborigines. He refused to condone what he referred to as 'a black armband version' of history, preferring a jingoistic nationalism.

Richard Flanagan

#86. When interest rates are high you want the average direction in which interest rates are moving to be downward; when interest rates are low you want the average direction to be upward.

John Hull

#87. Interest rates are to asset prices what gravity is to the apple. When there are low interest rates, there is a very low gravitational pull on asset prices.

Warren Buffett

#88. Words are plastic these days. Small loans made to desperate people at exorbitant interest rates are called payday advances. A cheesy hotel paired with a seedy casino is called a resort. Any assemblage of frenetic images, bad music, and incoherent plot is called a major motion picture.

Dean Koontz

#89. The recovery of the banks is what happens when you reduce competition, lend money to them at zero interest rates, allow them to gamble. That particular style of restoration actually inhibits the economic recovery.

Joseph Stiglitz

#90. However, in spite of the general perception that monetary policy should be conducted so as to avert deflation, a central bank cannot lower interest rates below the zero lower bound.

Toshihiko Fukui

#91. To pump up consumer or government demand would force interest rates up and asset prices down, possibly by enough to destroy more jobs than are created.

Edmund Phelps

#92. If we did go into a recession, something that's always possible for the U.S. or Europe, we could lower interest rates and expand the money supply without worrying about the price of gold.

Jeffrey Sachs

#93. It's an earnings-driven market. The big question is whether the flow of earnings can rescue the market from the twin dreadnoughts of higher oil and interest rates.

Larry Wachtel

#94. How long can interest rates stay negative? Think about this. Not only are you lending your money to governments, but you're paying them interest for the privilege of doing so.

Mohamed El-Erian

#95. At a time of recession, when there is a mounting glut of labour and uninvested savings, a reduction in wages and interest rates does not help. In fact, it deepens the recession.

Yanis Varoufakis

#96. To investors, job creation is a second-order effect. Market participants care first about interest rates, exchange rates, bond prices and the one great factor that affects all three: the long-term solvency of a bond company called the U.S. government.

Amity Shlaes

#97. Bank One has got one of the best credit card divisions, ... The perception of investors is that financial services stocks are affected by interest rates and they're not.

David Dreman

#98. Raising interest rates is voo-doo. You can't deal with a global system problem by trying to solve it with this.

Stafford Beer

#99. Rising interest rates are considered bad for stocks because they raise the cost of doing business and depress corporate earnings and because higher yields make bonds relatively more attractive than stocks to investors.

Alex Berenson

#100. The insurance companies do not refer to the key policy rate when they send their statements. We can only control that rate. Long-term interest rates are determined largely by global financial markets.

Mario Draghi