Quotes About Credit Score

#1. Getting to a higher spiritual level is like increasing your credit score. You get a lot more points for sinning and repenting than if you have no credit history at all.

Lisa Kleypas

#2. Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable income? What is the borrower's credit score?

Mark Zandi

#3. If you fail to pay your minimums for any debt on time, your credit score will take a major hit and you run the risk of seeing the interest rate on all of your cards go up. An easy way to remind yourself to pay, is to sign up to receive your statements via e-mail.

Alexa Von Tobel

#4. If you decide you need a secured card, use it to charge small items every month, then pay the balance off in full. If your credit score improves, and the bank doesn't offer to upgrade your card within 12 to 18 months, give them a call. If they refuse, try another lender.

Jean Chatzky

#5. If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself.

Suze Orman

#6. You don't have to justify your education by demonstrating its financial rewards. You don't have to maintain an impeccable credit score. Anyone who expects you to do any of those things has no sense of history or economics or science or the arts.

Cheryl Strayed

#7. Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down.

Suze Orman

#8. I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score.

Suze Orman

#9. Think of your credit score as a very primitive version of what we will see in the coming Reputation Economy; if your credit score is like a traditional landline telephone handset, then future reputation scores will be like the newest iPhone.

Michael Fertik

#10. I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months.

Suze Orman

#11. Electricity, shelter, and a safe place to sleep ...
trump the need to preserve your credit score, or
purchase a new gizmo.

John-Talmage Mathis

#12. It's an open secret that if a debtor is willing to wait long enough, he can probably get away with paying almost nothing, as long as he doesn't mind hurting his credit score.

Charles Duhigg

#13. I came out of my professional athlete career with a 450 credit score, no money in the bank to show for it, but I had an Ivy League degree. So I put that Dartmouth degree to good use and got a job on Wall Street. I hated it but used the time to make connections and become financially literate.

Brian J. White

#14. I don't believe there's any evidence that credit scoring is a risk factor. What is it about someone having a worse credit score that makes them a worse driver? (Insurers) can't answer that.

Robert Hunter

#15. Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.

Suze Orman

#16. The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and difficult to get a FHA loan, loans from private mortgage lenders will become more attractive and their market share will grow.

Mark Zandi

#17. Your credit score takes into account years of information in most cases. It's not going to improve in a day. But it may improve more quickly than you think. Generally, the last 24 months carry the most weight, so if you can keep clean for that long, you'll see a boost.

Jean Chatzky

#18. I bet I've led a more virtuous life than you."
"First, darlin', that's not saying much. Second, getting to a higher spiritual level is like increasing your credit score. You get a lot more points for sinning and repenting than if you have no credit history at all."

-Ella & Jack

Lisa Kleypas

#19. Credit is an 'I love debt' score.

Dave Ramsey

#20. Okay, so, sometimes in life, I can be a score-keeper - someone who keeps track of what he gives and what he gets in return. An annoying quality, to say the least, and I'm sure my wife has your sympathy, but it's made me highly attuned to when and where credit is due.

Mark Feuerstein

#21. There are worse occupations in this world than feeling a woman's pulse.

Laurence Sterne

#22. But I also am pragmatic. Sometimes not doing something is a violence because you're complicit in whatever injustices your government is engaged in. By being passive, you're being violent.

Sarah Lilton

#23. Time can behave like another direction in space under extreme conditions.

Stephen Hawking

#24. If we leave Iraq, terrorists will follow us home.

John McCain

#25. Orgasms are a myth. Like good credit scores.

Kelly Moran

#26. When you're trying to build or change a culture, what do you do? I always say to take players from state championship teams because they only know one thing
winning.

John Calipari

#27. Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.

Suze Orman

#28. Had passed between them on this score wasn't so and could never be. Later on, through his mother, I had his version of that, but I may remark that I gave it no credit. Poor Mrs. Nettlepoint, on the other hand, was of course to give it all. I was almost capable, after the girl had left me, of

Henry James

#29. I didn't understand this overwhelming attraction to a boy I just met, but one thing was sure: I was slowly, but deeply, falling for him.

Priya Kanaparti