Suze Orman Quotes

#1. Unlike most experts in her field, Erika Andersen has an approach to being strategic that's sensible and accessible. With her, you feel capable of creating the business, career and life you want. She's to strategy what Suze Orman is to personal finance!

Nancy Tellem

#2. I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart the value of money to your children.

Suze Orman

#3. Show respect for your money ... Then your money will think and care about you in return.

Suze Orman

#4. I'm in a relationship with life. My life is just out there. I'm on the road every day. I love my life.

Suze Orman

#5. Make this the year you tackle that credit card debt once and for all.

Suze Orman

#6. Sometimes your mind lets you do things with your money that make no sense.

Suze Orman

#7. What's keeping you from being rich? In most cases it's simply a lack of belief. In order to become rich, you must believe you can do it, and you must take the actions necessary to achieve your goal.

Suze Orman

#8. I believe in God big time and I'm proud to say I believe in God.

Suze Orman

#9. In order to live a rich life, everything about who you are must
be one, in alignment, and in pure harmony.

Suze Orman

#10. We each focus on what we're going to buy, but that's an incorrect focus. Focus instead on why you want to spend the money on this or that. What feeling in you does it satisfy?

Suze Orman

#11. We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts.

Suze Orman

#12. Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.

Suze Orman

#13. Once you stop looking for a job, you are no longer considered part of the unemployment number.

Suze Orman

#14. Here's what's interesting about women. When it comes to their babies, when it comes to their children, they become these financial warriors like I have never seen before. They will not turn their back on the battlefield.

Suze Orman

#15. No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.

Suze Orman

#16. The American dream is dead for the majority of America.

Suze Orman

#17. I want to see a new system. I believe that the credit scoring system is broken. That's my belief.

Suze Orman

#18. Money doesn't bring courage, I learned. It's the other way around. Once I took that lesson to heart, I began to rebuild my life.

Suze Orman

#19. I get more inspired by seeing everyday people succeed against the odds than anything else in life.

Suze Orman

#20. Yes, your kids should go to school. No, you shouldn't bankroll their degree whatever the cost. You've spent your life creating a sound financial plan; don't upend it by suspending your retirement savings or taking out a home equity line of credit to pay for a pricey college.

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#21. If you wait to see how much money you have left at the end of the month to put toward savings, the answer may be zero. So, set up an automated monthly transfer from your checking to savings account. Once you lock into that commitment, you'll be forced to scale back spending to make ends meet.

Suze Orman

#22. The world needs another vehicle to get people to pay in cash.

Suze Orman

#23. Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account.

Suze Orman

#24. I've learned from her [ Oprah Winfrey] really how to stand in one's truth, how if you just simply are who you are, you know, you're heavy, you're thin, you're happy, you're sad - if you just speak your truth as it comes into your mind, then that's what people relate to.

Suze Orman

#25. When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom

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#26. Put your financial life on autopilot as a form of 'forced' saving.

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#27. Money is kind of just like air - if you don't have air, you can't breathe. If you don't have money, I don't think you'll want to breathe - you won't want to live.

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#28. Money will respond to you just like people do.

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#29. If you make time each month to give your money some attention, you'll start the next year in fabulous financial shape.

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#30. People's feelings about themselves change when they change the way they handle their money. Once they begin treating their money with respect, their self-respect shoots up as well.

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#31. It's not what you make, but how you feel about what you make and what you spend.

Suze Orman

#32. I wanted to give people the ability once again to realize that they can still dream, but it has to be a new American dream that's based in honesty, integrity, and security - a dream that allows you to sleep at night, a dream that is attainable and allows you to stand in your truth.

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#33. If you're not staying on top of your money, you are putting your financial well-being at risk.

Suze Orman

#34. Time is key to building your financial security.

Suze Orman

#35. Bad debt is sacrificing your future day needs for your present day desires.

Suze Orman

#36. Raise your auto and home deductibles to $1,000 or more, and your premium cost falls at least 10 percent.

Suze Orman

#37. To make the most of your money, I recommend sticking with mutual funds that don't charge a commission when you buy or sell.

Suze Orman

#38. The middle class has disappeared. We have a highway to poverty and no roads coming out.

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#39. Be as good to yourself as you are to those you love.

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#40. If your company matches your 401(k) contribution, then no matter what, contribute to your 401(k) first. You put in a dollar, they put in 50 cents. It's an automatic 50 percent return on your money. You can't pass that up. I'd rather have the 50 percent than pay 32 percent interest on a credit card.

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#41. It's not selfish to give TO yourself as much as you give OF yourself

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#42. You can't build a future if you do not know who you are. You can't become who you are meant to be if you can't tell the truth about who you are, what you have, and everything about your life. The truth is the absolute essence to your success, while lies are the absolute essence to your failures.

Suze Orman

#43. I love the Roth IRA. Tax-free income in retirement is a truly great deal.

Suze Orman

#44. When you are starting out in your 20s, it is natural to think about all that you will have and do once you start making money, and making more money. That gives money way too much power over your life. It's not about how much you make, but the life that you make with the money you have.

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#45. Not everything is about money.

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#46. For seven years after college, I was a waitress at the Buttercup Bakery in Berkeley, and from there I got a job at Merrill Lynch as an account executive, from where I went to vice president of investments for Prudential-Bache Securities. I started my own firm in 1987.

Suze Orman

#47. The truth is that you are nothing more than the custodian of your inner and outer wealth while you are on this planet. All you have to decide is what kind of custodian do you want to be? Do you want to be a good custodian of your inner and outer wealth? Or a bad custodian?

Suze Orman

#48. The things that matter most in this world are those that carry no price tag, for they can neither be bought nor sold at any price.

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#49. If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or withdraw the 50 percent match. If you take it out, you have to pay taxes on it, but you still come out ahead.

Suze Orman

#50. When you've been battered down and battered down and battered down, your spirit gets broken.

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#51. To enjoy a long, comfortable retirement, save more today.

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#52. Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy heads south, they abandon you faster than Usain Bolt runs the 100 meters.

Suze Orman

#53. Get rid of debt now.

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#54. I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.

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#55. You can't build a foundation on lies.

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#56. America has a broken spirit, that the people that are saying, "Please help me, please let me keep my home, please let me keep my car, please recognize me as a vital human being," they are falling on deaf ears.

Suze Orman

#57. Financial advice needs to change according to what is happening in the economy.

Suze Orman

#58. One journalist estimated my liquid net worth at $25 million. That's pretty close. My houses are worth another $7 million.

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#59. Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won't grow any faster than the rate of inflation.

Suze Orman

#60. Women need to turn their attention from saving their spouse, their mothers, their this, their that, their kids, to putting that financial oxygen mask on their face first. When they're solid, they can pick up the whole world.

Suze Orman

#61. The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.

Suze Orman

#62. Rather than saying, 'My checking account is a wreck,' change it to 'I will learn how to track my spending and balance my checkbook.'

Suze Orman

#63. Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn't as hard as you might think.

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#64. Abundance is about being rich, with or without money.

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#65. You need face time, not computer time. When you're in a tough job market, it's the personal touch that gets you the job.

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#66. You will never be powerful in life until you are powerful over your own money. How you think about it, how you feel about it and how you invest it.

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#67. I have a million dollars in the stock market, because if I lose a million dollars, I don't personally care.

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#68. Money you know you need or want to spend in the next few years is savings. Money you keep handy for an emergency belongs in savings. Money you hope to use soon for a down payment on a house belongs in savings. And all savings belong in a low-risk bank savings account or money market account.

Suze Orman

#69. In all realms of life it takes courage to stretch your limits, express your power, and fulfill your potential. It's no different in the financial realm

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#70. Many people are in the dark when it comes to money, and I'm going to turn on the lights.

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#71. The world does not need another credit card.

Suze Orman

#72. Owning a home is a keystone of wealth - both financial affluence and emotional security.

Suze Orman

#73. Stop saying yes out of fear about what others will think about you and say NO out of love for yourself!

Suze Orman

#74. Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.

Suze Orman

#75. Structured settlements are a common way for people who have been injured to receive an insurance payout. The periodic payments provide ongoing income and reduce the risk of blowing a lump sum through poor financial choices.

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#76. Learn to recognize true wealth. Money itself will not make you financially free. That comes as a result of only that powerful state of mind which tells us that we are worth far more than our money.

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#77. No one's ever achieved financial fitness with a January resolution that's abandoned by February.

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#78. I've learned an encyclopedia version of life from Oprah Winfrey.

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#79. True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable possession you can share.

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#80. Everybody in America started to define themselves by all these things they had around them. And all of a sudden it came tumbling down. So the old American dream has died, and that is a good thing.

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#81. Money is the currency of life because it is the external measurement system that all of us have as to how we judge where we are in our own lives.

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#82. Each cent you apply toward diminishing your debt replenishes you.

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#83. I don't care how far we've come with "women's liberation," with all these things. In a man's mind, he still needs to be the support of his family. He needs to hold up the world.

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#84. Courage is not always about action. It takes courage to do nothing rather than do something that you do not believe in or understand.

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#85. If you have debt I'm willing to bet that general clutter is a problem for you too.

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#86. If the relationship between you and your money is harmonious, regardless of how much you have, your financial transactions will be harmonious as well.

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#87. I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document attached to your IRA accounts and your life insurance policy overrides what you say elsewhere. If you want to change the beneficiary, you must change the beneficiary document.

Suze Orman

#88. Prenups are so unromantic - a sign of distrust, not love. Time for a reality check, my friends. First, drawing up a prenuptial agreement together is a sign of incredible trust and financial openness - you're fooling yourself if you think you can achieve complete intimacy without it.

Suze Orman

#89. One has to ask what is the goal of life? What is the goal of life? My interpretation of it for myself, a very wise teacher once taught me this, is to meet the needs of the people, places and the times around you and offering those services to God.

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#90. Abundance is in crucial ways a state of mind.

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#91. The mind gives us thousands of ways to say no, but there's only one way to say yes, and that's from the heart.

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#92. You must remember the value that you add to others and not just what others have added to you. That's how we build self-worth, which, in my opinion, is just as important as net worth.

Suze Orman

#93. Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.

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#94. If you're financially responsible, your children have a much better chance to grow up financially responsible.

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#95. There's nothing wrong with saying, "I want to have more," "I want to be more," "I did this for money."

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#96. Focus on what you have.

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#97. Whenever you're confronted with a tough work situation, stop for a second and try to honestly answer this question:
Am I approaching this emotionally or am I approaching this professionally?

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#98. Women fake orgasms and men fake finances.

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#99. I get mad when people give me presents. I don't want them, I don't need them.

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#100. You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.

Suze Orman