Quotes About Borrowers

#1. When bond prices fall, interest rates soar, with painful consequences for all borrowers.

Niall Ferguson

#2. Conservatives may believe that impoverished borrowers destroyed Wall Street. But we liberals will not fool ourselves that stupid bankers sank conservatism for good.

Thomas Frank

#3. Borrowers were told not to worry about paying the ever-mounting debt, because house prices would keep rising and they could refinance, taking out some of the capital gains to buy a car or pay for a vacation.

Joseph E. Stiglitz

#4. You want to evaluate future borrowers, but in order to train an algorithm that will help you identify future defaults, you have to train it and evaluate it on past data.

Anthony Goldbloom

#5. Microfinance initiatives are very high-touch models. The loan officer meets with local groups of borrowers every week, they share tips and techniques. There's a lot of training and learning that goes on, which adds to the cost of the model.

Pierre Omidyar

#6. The borrowers of America and all the world turn to New York ... It is to the quotations on the New York Stock Exchange that men of affairs from Penobscot to Honolulu turn each morning to find how beats the pulse of prosperity and enterprise.

Charles A. Beard

#7. We must remember that nothing in this world really belongs to us. At best, we are merely borrowers.

Christopher Isherwood

#8. We are renters and borrowers and, in the end, only thieves.

Bennett Madison

#9. Borrowers are nearly always ill-spenders, and it is with lent money that all evil is mainly done and all unjust war protracted.

John Ruskin

#10. It's never been more important for borrowers to arm themselves with knowledge and build sound financial-management skills.

Robert Manning

#11. The Interest Rate Reduction Act takes a first step toward providing critical stability by eliminating the threat of an immediate interest rate increase, while making clear the need to move toward a long-term solution that serves the best interests of taxpayers and borrowers.

John Kline

#12. The borrowers will always be willing to take a great deal for themselves. It's up to the lenders to show restraint, and when they lose it, watch out.

Michael Burry

#13. Life is unnecessarily long. Moments of insight, of fine personal relation, a smile, a glance,
what ample borrowers of eternity they are!

Ralph Waldo Emerson

#14. Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable income? What is the borrower's credit score?

Mark Zandi

#15. In surveys, many borrowers say reverse mortgages have improved their lives and provided money they needed for retirement.

Charles Duhigg

#16. Sure, we loaned money to build hotels and casinos in Las Vegas. So what? Las Vegas borrowers were good customers.

Jimmy Hoffa

#17. Trailer home borrowers, mostly near the bottom of the economic ladder, often default on their loans.

Alex Berenson

#18. No gentleman can be without three copies of a book: one for show, one for use, and one for borrowers.

Richard Heber

#19. Soon we saw that money going to women brought much more benefit to the family than money going to the men. So we changed our policy and gave a high priority to women. As a result, now 96% of our four million borrowers in Grameen Bank are women.

Muhammad Yunus

#20. When individuals are exchanging present goods against future goods they do not take account in their valuations of Variations in the objective exchange-value of money. Lenders and borrowers are not in the habit of allowing for possible future fluctuations in the objective exchange-value of money.

Ludwig Von Mises

#21. Because reverse mortgages do not require borrowers to make immediate repayments, the interest charges are added to the debt every day, and the total amount owed grows over time.

Charles Duhigg

#22. When I was nine, 'The Borrowers' was such a big series for me!

Gugu Mbatha-Raw

#23. Substantive and procedural law benefits and protects landlords over tenants, creditors over debtors, lenders over borrowers, and the poor are seldom among the favored parties.

John Turner

#24. The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and difficult to get a FHA loan, loans from private mortgage lenders will become more attractive and their market share will grow.

Mark Zandi

#25. We used to be hunter-gatherers, now we're shopper-borrowers.

Robin Williams

#26. I mean your borrowers of books - those mutilators of collections, spoilers of the symmetry of shelves, and creators of odd volumes.

Charles Lamb

#27. Because the fees associated with a reverse mortgage are high, such loans make sense only for borrowers who expect to live in their home for a number of years.

Charles Duhigg

#28. We are very much engaged across the government, very much engaged in streamlining and simplifying our activities with borrowers and lenders, because that saves time and saves costs and we believe we can do that while maintaining the same or increased levels of oversight and risk management.

Karen Mills

#29. I have children, and this notion - that there might be a single book that introduces children to literature - terrifies me. But you could do worse than Mary Norton's 'The Borrowers.' I loved it as a kid, and my kids love it, too.

Elizabeth McCracken

#30. Banks need to continue to lend to creditworthy borrowers to earn a profit and remain strong.

Ben Bernanke

#31. Once again, the 90/10 rule of money applies - 10% of the borrowers in the world use debt to get richer - 90% use debt to get poorer.

Robert T. Kiyosaki

#32. Borrowers will default. Markets will collapse. Gold (the ultimate form of safe money) will skyrocket.

Mike Belkin

#33. Take the whole range of imaginative literature, and we are all wholesale borrowers. In every matter that relates to invention, to use, or beauty or form, we are borrowers.

Wendell Phillips

#34. As borrowers, we may feel guilty about running up debt, anxious about making payments, and resentful of the constraints that old obligations (and old credit records) impose on our current choices. We may find it too easy to buy things we may later regret.

Virginia Postrel

#35. What the mortgage bubble was all about was big banks like Goldman Sachs taking big bundles of subprime mortgages that were lent out largely to low-income, highly risky borrowers, and applying this kind of magic-pixie-dust math to these bundles of securities and slapping AAA ratings on them.

Matt Taibbi

#36. The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes.

Ben Bernanke

#37. Home purchases that are very highly leveraged or unaffordable subject the borrower and lender to a great deal of risk. Moreover, even in a strong economy, unforeseen life events and risks in local real estate markets make highly leveraged borrowers vulnerable.

Ben Bernanke

#38. Great collections of books are subject to certain accidents besides the damp, the worms, and the rats; one not less common is that of the borrowers, not to say a word of the purloiners

Isaac D'Israeli

#39. The shoulders of a borrower are always a little straighter than those of a beggar.

Morris L. Ernst

#40. The borrower runs in his own debt.

Ralph Waldo Emerson

#41. Debt is always repaid, either by the borrower or by the lender.

James Grant